Frequently Asked Questions (FAQs)
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. You'll get access to a secure portal where you can see your information and results. The program also provides you with the information you need to keep working on raising your credit score.
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
There are a few different ways we can do this. You can sign up for something like IdentityIQ.com, which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.
Yes, it allows you and us to see what all three of the major bureaus have reported in a single report. This is what we recommend.
We can challenge as many as you want at a single time, the choice is yours.
Anybody who lives in the same household can get the family plan. You do not have to be married.
Your personal information will not be shared with anybody.
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.